Sustainable Consumer Banking Graduate Scheme

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Help tackle climate change by improving products and services from within our product management and consumer relationships teams, transforming the way our customers bank.


Finance can be a force for good. Especially when it comes to creating a sustainable society, enabling us to fulfil our purpose of Helping Britain Prosper – and to even go a step further. We’re not only working to make it easy for our personal and business customers to make sustainable choices, but more rewarding as well.

We’re a trusted name with a broad, competitive portfolio of products. Our customers come to us for mortgages, current accounts, savings, loans, credit cards and motor finance. But the industry is changing. And changing fast.

As one of the UK’s largest financial services group and its biggest digital bank , we can make a real difference to tackling climate change by helping to finance a greener future. That’s why we’ve set ourselves the ambitious goals of reducing the carbon emissions we finance by more than 50% by 2030, and becoming a net zero business by 2050.

Our role in Sustainable Products is to understand the evolving needs of our customers, reviewing and tailoring the products we offer them, and continually building even better ones – all with the important focus of addressing climate change. By listening and innovating, we’re making sure everything we do is with our 25 million customers and one million businesses in mind.


Over two years, you’ll discover how our teams create products that improve the ways our customers manage their finances, and all with the important focus of doing so sustainably.

You’ll complete four placements, learning about all the essentials such as sustainable product development, data analysis, technology driven insight and the day-to-day running of retail campaigns and delivery of our products through Customer Channels – plus much more. Working in teams as diverse as ours provides unique opportunities to develop your communication and data skills, while building networks with other graduates and colleagues across the Group.

Your line manager will help you create development plans for your progress, and if you’re interested, we’ll support your studies towards a professional Business Accounting qualification.

Throughout the scheme, you'll see how our culture and supportive environment helps you develop your strengths and build a career in a specialism you’re genuinely passionate about.


- Using cutting-edge digital and data tools to analyse customer behaviours, learning how they use our products and services, so we know how to improve them

- Supporting the development of propositions for customers to reduce our carbon footprint

- Leveraging customer insights to create campaigns and launch new products

- Leading on projects and building team relationships that create positive outcomes

- Understanding and managing risks of climate change, helping to build our reputation as a leading bank for sustainability

- Developing professional storytelling and presentation skills to engage customers through communications and events


A 2:2 degree or above in any discipline from any university. We’re open to all disciplines because we value the fresh perspectives that come with diversity.


Locations: Our hybrid approach to work means you can choose to work from various locations, including London, Manchester, Bristol, Leeds, Halifax, Cheadle, Chester and Cardiff.

Closing date: Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

Duration: 2 years

Qualifications: We'll support you to achieve a CIMA Certificate in Business Accounting.


Lloyds Banking Group

Lloyds Banking Group is the largest UK retail and commercial financial provider. With schemes in Technology, Risk and more, you’ll make real impact and grow in an inclusive, supportive environment.

Currently Employing

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